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Old Today, 11:17 AM   #651
ajc
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Join Date: Feb 2014
Location: Waterford VA
Posts: 184
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Quote:
Originally Posted by rowrbazzle View Post
From what I've heard (someone please correct me if I'm wrong) once you change/add names on the contract it also impacts your ability to combine points. So the points on a contract with you and your spouse couldn't be combined with a contract with y'all and the kids without a points transfer. That may or may not be a concern for you depending upon how you use your points.
For the effort you may want gift a small direct contract for both of them on the deed.
But I guess that defeats the savings but protects your interests.
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