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Old 10-24-2018, 06:59 AM   #51
The Talls
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Join Date: Oct 2018
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Default Newbie clarification

So all of this information is great and I'm pretty sure I understand it all but please humor me for clarification. We are newbies, just got in on points at BWV with an OCT UY. We therefore now have our 2018 points which will expire Sept 30, 2019 correct ? If we wanted to plan a November 2019 trip for FAW, we are good to make our reservation in December of 2018 at our HR, correct so far ? however; the points needed to be used for this trip would need to come out of, and would be charged to, our 2019 points which are ours but won't be deposited into our account until Oct 2019 ? Any 2018 points by that point must have been used or banked. Still correct ? Do we need to have 2018 points to make the reservation ? what if we use up all of our 2018 points ? can we still book at 11 months only one month into our UY even though the point don't come due until Oct ? From what I've read here, I think I got this right, appreciate any confirmation and/or further clarification. Thanks.
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Old 10-24-2018, 07:33 AM   #52
Kathy O
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Originally Posted by The Talls View Post
So all of this information is great and I'm pretty sure I understand it all but please humor me for clarification. We are newbies, just got in on points at BWV with an OCT UY. We therefore now have our 2018 points which will expire Sept 30, 2019 correct ? If we wanted to plan a November 2019 trip for FAW, we are good to make our reservation in December of 2018 at our HR, correct so far ? however; the points needed to be used for this trip would need to come out of, and would be charged to, our 2019 points which are ours but won't be deposited into our account until Oct 2019 ? Any 2018 points by that point must have been used or banked. Still correct ? Do we need to have 2018 points to make the reservation ? what if we use up all of our 2018 points ? can we still book at 11 months only one month into our UY even though the point don't come due until Oct ? From what I've read here, I think I got this right, appreciate any confirmation and/or further clarification. Thanks.
We also own at BWV with an October use year. Welcome to the club! I always think about use year as though it's a fiscal year for points. I think you understand everything. You should bank those 2018 points before you make your reservation so that you can use those banked points first. Booking date has nothing to do with use year. You can always book at 11 (or 7) months as long as the points will be available at the time of the trip. So if the trip is in your 2019 use year, you'll be using points that are available then. If you don't bank those 2018 points first, you'll actually end up using your 2019 points and still have the 2018 points.
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Old 10-24-2018, 10:26 AM   #53
cmrdgrs
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Quote:
Originally Posted by The Talls View Post
So all of this information is great and I'm pretty sure I understand it all but please humor me for clarification. We are newbies, just got in on points at BWV with an OCT UY. We therefore now have our 2018 points which will expire Sept 30, 2019 correct ? If we wanted to plan a November 2019 trip for FAW, we are good to make our reservation in December of 2018 at our HR, correct so far ? however; the points needed to be used for this trip would need to come out of, and would be charged to, our 2019 points which are ours but won't be deposited into our account until Oct 2019 ? Any 2018 points by that point must have been used or banked. Still correct ? Do we need to have 2018 points to make the reservation ? what if we use up all of our 2018 points ? can we still book at 11 months only one month into our UY even though the point don't come due until Oct ? From what I've read here, I think I got this right, appreciate any confirmation and/or further clarification. Thanks.
To add to the PP comments:

When you log on to your DVC account what you will see is activity on your account for two UYs right now. 2018 because as you said those points were just issued to you on Oct 1, 2018 and you can also see your 2019 UY points which will be issued to you on Oct 1, 2019.

If you want to book a trip for Christmas of 2019, no you do not have to have the 2018 points available to do that. 2018 points and 2019 points are separate years, and as you rightly pointed out your Christmas 2019 trip will fall in your 2019 UY.

HOWEVER, as the previous poster did point out at some point in time you will need to figure out if you are going to use all of your 2018 points OR if you might bank some of them forward to use in 2019.

Your banking window is May 31st. If you want to bank any points forward to 2019 you would need to do it by May 31.

This is a personal decision, but since plans can be fluid, I never bank my points until very close to my banking window. Once you bank that can't be undone if you change your mind. In the meantime if you have the points you can go ahead and book your 2019 trip when your 11 month window opens. If at a later time closer to your banking window you decide to bank at that time a DVC rep can "reallocate" points for you. They will apply the banked points to your 2019 trip freeing those points up to be used on a different trip in 2019 or to be banked in to 2020.

Hope that helps! Enjoy your DVC home!
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Where I'm Going 2019:

Friday, 01/18/19 - Monday, 01/21/19 - Offsite (Hyatt Regency Orange County)
Friday, 02/08/19 - Sunday, 02/10/19 - VGC
Sunday, 06/30/19 - Friday, 07/12/19 - HHI
Friday, 08/30/19 - Monday, 09/02/2019 - VGC
Friday, 09/27/19 - Tuesday, 10/01/2019 - VGC
Friday, 10/11/19 - Monday, 10/14/2019 - VGC
Friday, 10/25/19 - Wednesday, 10/30/2019 - VGF
Wednesday, 10/30/2019 - Monday, 11/04/2019 - BWV (Running 2nd 10K w/BFF - 11/02/19)
Monday, 11/04/2019 - Saturday, 11/09/2019 - BWV
Friday, 12/20/19 - Tuesday, 12/24/2019 - VGC


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